ROE DIVIDEND YIELD OVER AVERAGE SHARE PRICE SOLVENCY RATIO COMBINED RatiO > - / & + % 1 2 3 4 5 7 2 3 4 5 6 7 . , . , . . > - / & + % 1 2 3 4 5 9 2 3 4 5 6 9 . , . , . . > - / & + % 1 2 3 4 5 2 2 3 4 5 6 9 2 3 4 5 6 7 . , . , . . > - / & + % 1 2 3 4 5 1 2 3 4 5 6 9 2 3 4 5 6 8 . , . , . . 1 2 3 4 5 1 PrEMIUMS BillION euros 1 2 3 4 5 9 1 2 3 4 5 6 . , . , . . 1 2 3 4 5 2 + > = & $ % + > = & $ ) , * “ ) / ( 1 2 3 4 5 7 1 2 3 4 5 9 . , . , . . % > = & $ + septEMBER 2023